Make working later in life work for you

  Make working later in life work for you Tips for taking a freestyle approach to work and retirement The relationship between work and retirement is changing. Nowadays we expect a lot more from our later years than previous generations—we’re no longer satisfied with treading water and we want to go freestyle. But with the pension qualification age increasing, people living longer and concerns about whether we have enough money in our super, we may …

What exactly is income protection insurance and do I need it?

  What exactly is income protection insurance and do I need it? Have you ever wondered how you and your family would cope if you had an injury or illness and couldn’t work for several months… or even years? For some people, income protection insurance might be the answer. What exactly is income protection insurance and do I need it? Income protection insurance (or temporary incapacity or salary continuance insurance) provides cover if you can’t work …

5 ways to simplify your life

5 ways to simplify your life If managing life’s everyday complexities only seem achievable when you’re daydreaming about the chef, cleaner, personal assistant or nanny that you don’t have, you’re probably not alone. And, if ‘turbulent’ is the way you’d describe your day-to-day routine, these tips may help you get back the hours you need for the things that matter most. 1. Organisation – the Holy Grail Planning yours or the family’s life can take …

Marriage in later life

  Marriage in later life Romance blooms at any age, including as we get older and supposedly wiser about such things of the heart, and head. So, if you’re considering marriage, perhaps for a second time or more, give thought to the financial implications of marrying later in life and sidestepping some of the money-related hazards. Financially, there are two important areas to address. Probably not for the wedding day speeches – but what happens …

Live happier, Live Longer Positive Ageing tips from around the world

Live happier, Live Longer  Positive Ageing tips from around the world By Dr. Timothy Sharp Dr. Timothy Sharp is an academic, clinician, coach and founder of the ‘Happiness Institute’. He is an Adjunct Professor at the University of Technology Sydney and at Melbourne’s RMIT University. Did you know, you are more likely to live an extra twenty to thirty years more – another adult lifetime – than your predecessors did, only two or three generations …

Your essential 2016 checklist!

Your essential 2016 checklist! These tips can help your health, wealth and happiness flourish in the coming year. Another year has flashed by even quicker than the last. Now’s the time to look back on whether you achieved everything you wanted to last year―and set your goals for the coming year. Here are some tips to help you get organised. Health and fitness Make appointments for health and fitness assessments. Then set your goals and …

Budgeting Tips for Parents

Budgeting Tips for Parents Having a baby is one of the most beautiful feelings in the world and also a life changing event. The birth of a baby can change your life drastically and similar is the effect on your finances. With the birth of a baby the financial picture that you once painted need to be repainted and in such time it is more important than ever to have an accurate budget made and …

How to make working later in life work for you

How to make working later in life work for you Tips for taking a freestyle approach to work and retirement  The relationship between work and retirement is changing. Nowadays we expect a lot more from our later years than previous generations—we’re no longer satisfied with treading water and we want to go freestyle. But with the pension qualification age increasing,[1] people living longer[2] and concerns about whether we have enough money in our super, we …

4 Things You Wouldn’t Think You Need to Budget For, but Need to Do

4 Things You Wouldn’t Think You Need to Budget For, but Need to Do Most people that start a budget tend to overlook some important things such as repairs when making a budget. When the need for a repair arises, they have to take money out of their savings or take money out from other areas of the budget such as money allocated for food. In doing so, it may ruin their finances. Our advice …

How to Give Saver’s Block the Boot

How to Give Saver’s Block the Boot Are you suffering from saver’s block? If you don’t know if you are or not, we will list two of the most common symptoms associated with saver’s block. Lack of ideas or never ending to-do lists are two symptoms that lead to saver’s block. The most prominent sign that you have saver’s block is that you lack the ability to save money. Money, at this point, is not …