Debt – just how big a problem is it?

Debt – just how big a problem is it? Recent figures show personal debt levels in Australia are among the highest in the world. So does this mean we’re heading for a debt disaster? Or are we doing the right kind of borrowing to get ahead with finances? Find out what kind of debts can be a problem and how to keep borrowing within safe limits. Top five in the world for debt In Australia, …

Procrastination: Just do it. Eventually.

Procrastination: Just do it. Eventually. Move out of a rut and reach your goals with our five helpful tips. If you’ve been living in a procrastination comfort zone for too long, you’re not alone. And evidence suggests that taking a tough approach won’t help you either.i Research shows that procrastination has its roots in the brain’s frontal systems known to be involved in the processes governing self-regulation, problem solving and planning.i You can do it! …

Budgeting Tips for Parents

Budgeting Tips for Parents Having a baby is one of the most beautiful feelings in the world and also a life changing event. The birth of a baby can change your life drastically and similar is the effect on your finances. With the birth of a baby the financial picture that you once painted need to be repainted and in such time it is more important than ever to have an accurate budget made and …

4 Things You Wouldn’t Think You Need to Budget For, but Need to Do

4 Things You Wouldn’t Think You Need to Budget For, but Need to Do Most people that start a budget tend to overlook some important things such as repairs when making a budget. When the need for a repair arises, they have to take money out of their savings or take money out from other areas of the budget such as money allocated for food. In doing so, it may ruin their finances. Our advice …