Tag: Work

Can I go back to work if I’ve accessed my Super?

Can I go back to work if I’ve accessed my Super? When you access your super at retirement your super fund may ask you to sign a declaration stating that you intend to never be employed again. But there may be compelling reasons why someone would subsequently return to work. According to the Australian Bureau of Statistics (ABS) the most common reasons retirees return to full or part-time employment are financial necessity and boredom.i Regardless of …

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Helping Australian women to close the gap

Helping Australian women to close the gap The latest Financy Women’s Index scorecard shows progress in some areas but a persistent gender gap in others. “Such is life without a wife.” These are the words of my grandmother—the ones that too often remind me that for her, achieving financial security as a young woman was primarily about finding a husband, and less about having a career. Today, I am thankful for the ways the world …

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Home to roost: Advice for parents with adult kids living at home

Home to roost: Advice for parents with adult kids living at home Do you have adult children living with you? Thanks to housing affordability and stagnant wage growth, more kids are relying on Mum and Dad to keep a roof over their head well into their 20s and 30s. Get some advice on how to foster financial independence in your kids, so they’ll be ready to stand on their own two feet when they leave …

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Does a part-time job in retirement work for you?

Does a part-time job in retirement work for you? Maybe you can’t wait to give up work forever. But having a part-time job in retirement offers health and income benefits that could make it worth considering for your future lifestyle. Boosting your super For many people in their retirement years, one of the most compelling reasons for continuing with paid work is to make ends meet. According to a recent research report from the Association …

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Get back what you put in – the power of investing in yourself

Get back what you put in – the power of investing in yourself What do you really want out of life? Investing in yourself is an important way to prepare for achieving your personal goals. Here are 5 ways to make sure you’re ready to meet the future as your very best self. 1. Take care of your body and mind Being in poor health can make almost anything feel like an impossible challenge.  That’s …

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Work expenses – what can you claim on tax?

Work expenses – what can you claim on tax? With the ATO keeping a close eye on deductions, make sure you’re across what you can and can’t claim. If you’re claiming back some of the money you’ve spent as part of your job this year, it’s a good idea to ensure you’ve kept the appropriate records that may be required ahead of lodging your tax return. The Australian Taxation Office (ATO) said recently Aussies needed …

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How to work out your retirement number

How to work out your retirement number The amount of money needed for retirement is not one size fits all. How you’d like to spend your retirement is as unique as you. From the big life changing goals, to the smaller, more personal ones that give your life meaning. There’s no defined age you must retire by, and it isn’t just about your finances. Your state of mind, where you’d like to live, how you …

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How to make technology work for you

How to make technology work for you Automate the boring things Set up direct debits so your bills are paid on time without having to remember all the due dates. And if your credit card is weighing you down, set up a regular payment and pay the full amount each month if you can to avoid more interest. Or at least pay the minimum monthly amount before the due date rolls around. You’ll have peace …

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Don’t want to work fulltime?

Don’t want to work fulltime? What are the pros and cons of going part time? If you’re a fulltime worker you may be considering joining the multitude of Aussie part-timers, and having more time to do what really matters to you. Maybe you’re a parent who wants to spend more time with your family, an executive who wants to put an end to too-long hours at the office or perhaps you’re working your way towards …

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How do transition to retirement strategies work?

How do transition to retirement strategies work? A transition to retirement strategy could allow you to work less, or work the same hours and increase your superannuation, without reducing your take-home pay. Even if you’re nearing retirement age you mightn’t be looking to leave the workforce just yet. Maybe you want to save more money or perhaps you enjoy the interaction and mental stimulation. Whatever the reason, a transition to retirement (TTR) strategy could provide …

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