families

First dollars out of the wallet

First dollars out of the wallet Falling house prices and rising debt costs are causing financial stress for highly leveraged Australian home owners, impacting patterns of consumer spending. In light of this wallet tightening, investors should take care that their equity exposure is concentrated on those businesses capturing the first dollars out of the wallet each pay day. Where did all the wealth come from? During the upwards phase of the economic cycle, Australians took …

FinancialPartners 19/11/2018 08/11/2018 Blog / FP - Financial Planning / FP - Investment / FP - Managing Money / FP - Money Management dollars / families / first / First dollars out of the wallet / Implications for investors / investors / Out / over-allocated / over-geared / over-geared and over-allocated / pressure / property / property investors / under / under pressure / Vulnerable / Wallet / Wealth / Young / young families / Young families under pressure

Are young families the most vulnerable as house prices head lower?

Are young families the most vulnerable as house prices head lower? The long-term rise in Australian home prices has led to a huge inter-generational transfer of wealth from the young to the old. A material reversal in property values will go some way to unwinding this, creating winners and losers amongst the generations. Australia has long had a love affair with home ownership, which is illustrated by the strong growth in residential prices over the …

FinancialPartners 01/10/2018 01/10/2018 Blog / E - Economics / E - Market Update / FP - Property & Real Estate Are young families the most vulnerable as house prices head lower? / families / head / house / lower / most / prices / Vulnerable / Young / young families

Pressed for time?

Pressed for time? When it comes to achieving work-life balance, many Australian families aim to strike the balance between time and money. If you dream of living your ideal life and achieving that elusive balance between spending time at work and being with your family, you’re not alone. These days, finding time to do it all can be challenging. In fact, around 40% of women and 30% of men report feeling often or always rushed …

FinancialPartners 25/03/2016 20/08/2018 Blog / E - NATSEM / FP - Community and Lifestyle / FP - Managing Money AMP NATSEM Income & Wealth Report / Australian / biological / biological-clock / clock / Domestic worker / families / Money / NATSEM / Northern Territory / Pressed / Pressed for time? / Race against time / Time