dollars

First dollars out of the wallet

First dollars out of the wallet Falling house prices and rising debt costs are causing financial stress for highly leveraged Australian home owners, impacting patterns of consumer spending. In light of this wallet tightening, investors should take care that their equity exposure is concentrated on those businesses capturing the first dollars out of the wallet each pay day. Where did all the wealth come from? During the upwards phase of the economic cycle, Australians took …

FinancialPartners 19/11/2018 08/11/2018 Blog / FP - Financial Planning / FP - Investment / FP - Managing Money / FP - Money Management dollars / families / first / First dollars out of the wallet / Implications for investors / investors / Out / over-allocated / over-geared / over-geared and over-allocated / pressure / property / property investors / under / under pressure / Vulnerable / Wallet / Wealth / Young / young families / Young families under pressure

Finding your disappearing dollars

Finding your disappearing dollars Do you earn a decent salary but still find it hard to live within your means or save? If your strategy is to save what is left in your bank account at the end of the month, you probably won’t have any savings at all. Invariably there is nothing left at the end of the month, so this is not really a strategy. We talk to two CERTIFIED FINANCIAL PLANNER® professionals about …

FinancialPartners 21/09/2018 18/09/2018 Blog / FP - Budgeting / FP - Credit & Finance / FP - Saving / Money & Life - Grow Your Wealth / Money & Life by FPA Balance / balance right / create / Create sub accounts / disappearing / disappearing dollars / dollars / Dreaming / Finding / Finding your disappearing dollars / Getting the balance / Getting the balance right / Good medicine / spending / sub accounts / Tell ‘em they’re dreaming / track / Track spending / track your spending

Structural flaws in super system losing Australians $billions.

Structural flaws in super system losing Australians $billions. The Productivity Commission has recommended sweeping changes to the superannuation system, highlighting key flaws that are costing members nearly $4 billion a year. The Commission, set up by the federal government as part of its response to the Financial System Inquiry has named multiple super accounts and underperforming funds as the key reasons why members are losing out. A key recommendation for tackling the problem is the …

FinancialPartners 14/06/2018 20/08/2018 Blog / FP - Super - Accumulation / Money & Life - Work & Retirement / Money & Life by FPA Australians / Best in Class / billions / billions of dollars / dollars / Losing / Productivity Commission / Structural flaws / Structural flaws in super system losing Australians $billions. / Structural flaws in the super system are losing Australians billions of dollars / super / system