Tag: Pension

Top places to retire in Australia and overseas

Top places to retire in Australia and overseas As Australia’s cost of living continues to rise, more and more retirees are seeking value for money–and not always in their own backyards. While some Aussies choose to stay in the family home in retirement, many are stretching their wings and enjoying life elsewhere in Australia, and overseas. Retirement hotspots in Australia Popular retirement destinations in Australia offer unique attractions: Sunshine Coast, QLD–a relaxed community atmosphere, local …

Blog / FP - Community and Lifestyle / FP - Financial Planning / FP - Retirement   / / / / / / / / / / / /

Four tactics to build an investment portfolio

  Four tactics to build an investment portfolio by Jeff Rogers, Chief Investment Officer, ipac Investment Management Learn strategies to help you focus on long-term wealth accumulation, so you can fund your aspirations for retirement. An increasing number of Australians are hitting retirement age, and more people are now seriously addressing the question of how they actually want to spend their retirement and how they will fund those aspirations. If you already have investment strategies …

Blog / FP - Investment   / / / / / / / / / / / /

Beyond children: safeguarding the future

  Beyond children: safeguarding the future With your house paid off, the children grown up and your retirement savings on target, you could be lulled into a false sense of security that you no longer need personal insurance. If you or your partner were to die, then little may change in your financial situation. But what would happen if one of your adult children had an accident and needed care for the rest of their …

Blog / E - Financial Snapshot / FP - Budgeting / FP - Credit & Finance / FP - Insurance / FP - Investment / FP - Money Management / FP - Saving / FP - Super - Accumulation   / / / / / / / / / / / / /

Achieving a comfortable retirement

  Achieving a comfortable retirement Many women dream of a retirement where they can kick back and relax, do whatever they like and be free from the demands of others – actually focusing on caring for themselves. But this step often means being free from financial worries or concerns and for a large proportion of women, the prospect of a comfortable retirement can seem elusive. Especially when you do the sums. The latest Intergenerational Report …

Blog / E - Financial Snapshot / FP - Retirement / FP - Super - Accumulation   / / / / / / / / /

Things you need to know about personal insurance

  Things you need to know about personal insurance Personal insurance premiums have increased significantly over the past 18 months, running the risk that cost-conscious consumers might consider cutting back their cover. Suddenly those quick, off-the-shelf insurance products advertised on TV look enticing. But simple is not always cheaper, the cover may be inadequate or, worse still, may not pay out when you need it most. Underinsurance Personal insurance is a general terms for term …

Blog / FP - Insurance   / / / / / / / / / / / / / /

Should I take my super as a lump sum or not?

Should I take my super as a lump sum or not? When it comes to accessing your super, it’s important you make the right choice. You’ve spent your working life accumulating super. So when the time comes, are you better off taking a lump sum, regular income or both? Let’s weigh up the alternatives so you can start to consider what may be best for you. So should I take my super as a lump …

Blog / E - Financial Snapshot / FP - Super - Accumulation   / / / / / / / / / / / / / / / / /

Aged care – A loser in the recent 2015-16 Federal Budget

  Aged care – A loser in the recent 2015-16 Federal Budget Residential aged care received only minimal attention in the government’s recent Federal Budget. Unfortunately, people entering residential aged care from 1 January 2016 are the losers from the budget, as the strategy available to assist families wishing to keep the family home will be removed. Currently there is an advantage for people entering aged care to keep the family home and fund all …

Blog / E - Australian Budget / E - Financial Snapshot / FP - Aged Care   / / / / / / / / / / / / / / /

How to keep SMILE-ing in retirement

How to keep SMILE-ing in retirement If you’re crunching the numbers to work out how much you need in retirement, it’s time to sit down and take a deep breath… The latest Retirement Standard from the Association of Superannuation Funds of Australia estimates that people retiring today, who are in good health and own their own home outright, will need $430,000 if single and $510,000 for a couple to maintain a comfortable standard of living …

Blog / FP - Community and Lifestyle / FP - Retirement   / / / / / / / / / / / / / /

How to make the transition to retirement smooth for you and your partner

How to make the transition to retirement smooth for you and your partner Couples don’t always agree on everything, including retirement. If the time comes for you to retire and your partner is still working—or vice versa—it’s a matter of anticipating the natural changes ahead and then balancing and planning so both your needs can be met. Understanding differences The age you retire may depend on the work you do, your employment arrangements, your health …

Blog / E - NATSEM / FP - Super - Accumulation   / / / / / / / / / / / / / / / / / / /

EOFY (End of Financial Year) Tips

EOFY (End of Financial Year) Tips Act before 30 June! There are strategies to help you pay less tax this year but you’ll need to get started before 30 June. Explore the tabs below to find out how to keep more of your money with our EOFY (End of Financial Year) Tips.   Keep more in your hand this financial year With the financial year-end fast approaching, now’s the time to think about how you …

Blog / FP - Retirement / FP - Super - Accumulation / FP - Taxation   / / / / / / / / / / / / / /