Super – know your rights

Super – know your rights Unpaid super isn’t something to be taken lightly. No matter who you work for, it’s their responsibility to make payments to you under the super guarantee. Find out more about how much super you should be getting, how often and what to do if there’s a problem. Rescuing your super – unclaimed or unpaid There’s a staggering amount of superannuation that may never find its way to the people who …

4 Things You Should Know Before You Start Budgeting

4 Things You Should Know Before You Start Budgeting With the end of the year nearing, it is almost time up for the New Year resolutions. Most people have either already made their New Year resolutions or are in the process of making or finalizing them. If you have made a resolution for this New Year that you are going to budget your expenses better this year, well then you are in luck. This blog …

Could you own a chunk of $15 billion[1] and not know it yet?

Could you own a chunk of $15 billion[1] and not know it yet? With millions of super accounts waiting for their owners, it’s easy to reclaim your money. Few people would be willing to turn their backs on thousands of hard-earned dollars. Yet when it comes to super money, many people have thousands of missing dollars they don’t know about. More accounts, less money It’s easy for super to get lost. Most of us have …

Things you need to know about personal insurance

  Things you need to know about personal insurance Personal insurance premiums have increased significantly over the past 18 months, running the risk that cost-conscious consumers might consider cutting back their cover. Suddenly those quick, off-the-shelf insurance products advertised on TV look enticing. But simple is not always cheaper, the cover may be inadequate or, worse still, may not pay out when you need it most. Underinsurance Personal insurance is a general terms for term …

All you need to know about buying at auction

All you need to know about buying at auction Five simple steps―and our checklist―can help you be ready for auction! Bidding for a property at auction can be stressful but you can reduce the stress involved. Before you consider bidding use our tips to make sure you’re prepared and know what to expect. Step 1: Work out the costs Working out how much you can afford to repay on a home loan plus all the …

Do You Know the Difference between Needs and Wants?

Do You Know the Difference between Needs and Wants? What’s one reason why people aren’t able to save money? They don’t know the difference between their needs and wants, resulting in too many unwanted things spilling out of your cupboards, closets, and drawers. In order to prevent their desires from controlling their thoughts, they need to differentiate between what they need and what they can do without. Here’s how to start: 1.     Make a List …

5 Golden Money Management Rules that Everyone Should Know!

5 Golden Money Management Rules that Everyone Should Know! Show your money who is the boss by ensuring that it remains your loyal slave instead of the other way around. And a good way to do that is to manage your money wisely. There are certain cardinal money management rules that if followed could result in improvement in your financial life. Here we present to you 5 golden rules that will empower you to take …

3 Credit Card Secrets That Banks Don’t Want You To Know

3 Credit Card Secrets That Banks Don’t Want You To Know Credit cards can be helpful on certain occasions,  and yet, completely catastrophic on others as far as your financial position is concerned. Whether you are short on cash or in dire need of payment at a particular moment, credit cards can help you overcome such financial distresses without you having to break a sweat. However, there are several intricacies to the process that banks …