Don’t want to work fulltime? What are the pros and cons of going part time? If you’re a fulltime worker you may be considering joining the multitude of Aussie part-timers, and having more time to do what really matters to you. Maybe you’re a parent who wants to spend more time with your family, an executive who wants to put an end to too-long hours at the office or perhaps you’re working your way towards …
Time to upgrade your ideas about retirement living? A lot has changed in recent years, especially when it comes to your living options in retirement. Retirement living can offer much more than it once did. One thing’s certain: you don’t have to feel as though you’re losing your independence and freedom when you move on from the family home. Imagine your own precinct where you can get good coffee at the nearby café before a …
Five things to do in retirement Whether you’re in the planning stages or already retired, there’s plenty on offer. Once you retire you might be wondering how you ever had time to work! But, assuming your health is in check, there are some interesting pursuits you might want to consider: Travel to an exotic destination – Join around 700,0001 other Aussie travellers who depart our shores annually. For instance, step outside your comfort zone to trek …
Government pulls back on proposed changes to super The government has announced changes to three key 2016 Federal Budget proposals—the most significant being that it would not go forward with its proposal to introduce a $500,000 lifetime cap on non-concessional (after-tax) super contributions. In a nutshell the new proposals include: From 1 July 2017, the existing annual cap of $180,000 on after-tax super contributions will be reduced to an annual cap of $100,000. The proposed …
Am I better off renting or buying a home? – revisited About a year ago, we took a look at one of the biggest questions in property, whether to rent or buy. We now revisit this debate to examine whether the property market has changed over the last 12 months and how this might impact you if you were thinking about renting or buying a property. The debate continues If you’re following the rent vs …
What happens if I let my insurance lapse? Like many Australians you may be wondering if your cover can adapt to your needs. If you let your insurance lapse, you risk being unable to make a claim when you may really need to. Take a look at our claims statistics below and you’ll see that, more often than not, it’s our older customers who understand first-hand the true value of their insurance. Life claims by …
Would you caravan? If you’re thinking about taking the family on a great Aussie adventure or perhaps considering buying a caravan to see out your golden years, read on to find out what you need to know. Did you know that 85% of Australians have been either caravanning or camping at least once in their life?1 And 73% of buyers cite ‘seeing more of Australia’ as their main reason to caravan? But it’s not just …
How (and why) to talk to your adult children about insurance Adult children living at home. It’s the premise for many a zany Hollywood comedy. Men in their ‘30s or ‘40s living with their mums, modern city families having to move to their parents’ country homes, houses packed to the rafters with multiple generations. Surprisingly, it’s the reality for a number of Australian families. Retirees looking forward to comfortable, leisurely lifestyles are suddenly saddled with …
Working to restore your balance In our fast-paced world, the desire for a better work/life balance is a common goal. It affects everyone from young professionals working long hours to get ahead, dual income households juggling inflexible jobs and children, and older workers wanting more time to help care for grandchildren or ease into retirement. While some people want to increase their working hours, the more common reason for pursuing work/life balance is to …
Heirlooms no more – why kids no longer want parents’ treasures If you are a baby boomer, you might be thinking about gifting some of your treasured possessions – especially if downsizing is on the horizon. But if you were planning to pass them on to your kids, you could be in for a surprise. Increasingly, millennials aren’t interested in inheriting that large landscape oil painting or dark wood antique dresser. In fact, the trend …
