Tag: In

Top places to retire in Australia and overseas

Top places to retire in Australia and overseas As Australia’s cost of living continues to rise, more and more retirees are seeking value for money–and not always in their own backyards. While some Aussies choose to stay in the family home in retirement, many are stretching their wings and enjoying life elsewhere in Australia, and overseas. Retirement hotspots in Australia Popular retirement destinations in Australia offer unique attractions: Sunshine Coast, QLD–a relaxed community atmosphere, local …

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Paying your bills in retirement

  Paying your bills in retirement Retirees and those nearing retirement have learned the hard way the importance of holding a portion of their nest egg in low-risk fixed income investments. During the financial crisis cash and bonds not only outperformed shares and property, they helped investors protect their capital and pay the bills.1 Now that interest rates on most term deposits are below four percent 2 and the official cash rate is at record …

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Give yourself a gap year in your 40s

Give yourself a gap year in your 40s Imagine taking a year to volunteer abroad on a conservation project or to build houses for the poor. Or you may wish to share the skills you’ve learned with others or learn a new skill yourself… Gap years are not just for school leavers. You can take one at any age. Some companies even have sabbatical programs that encourage staff to take time out of their jobs …

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Super in a nutshell

Super in a nutshell If your super’s in the too-hard basket, read on so you can take control and make the most of your money. The Australian superannuation system comprises money from working and retired Australians. All up, it’s projected to total $8 trillion by 2033[1] and some of that is likely to be your money. If you take an interest in your super today, you may have more in your hand down the track. …

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How You Could Save up to $500 In A Month

How You Could Save up to $500 In A Month There was once a man who was not the most responsible person environmentally, and yet, he continued to reiterate his commitment to go green. One day a friend asked him how he intended to go green despite not being responsible for the protection of the environment. He hit back and responded, “I don’t care about the environment; the best way to go green is to …

Blog / FP - Budgeting / FP - Managing Money / FP - Money Management / FP - Saving   / / / / / / / / / / / / / /

How to make working later in life work for you

How to make working later in life work for you Tips for taking a freestyle approach to work and retirement  The relationship between work and retirement is changing. Nowadays we expect a lot more from our later years than previous generations—we’re no longer satisfied with treading water and we want to go freestyle. But with the pension qualification age increasing,[1] people living longer[2] and concerns about whether we have enough money in our super, we …

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Investing in a holiday home

Investing in a holiday home       Is it really your great Aussie dream? Read more. It happens every year. You’re strolling down the high street of your local beachside town enjoying a long hot summer with the family when a holiday home in the real estate agents’ window catches your eye. And you start thinking: “If we had our own place, we could go there all year ‘round and instead of contributing to someone else’s …

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10 tips for success in a competitive job market

 10 tips for success in a competitive job market   AMP.NATSEM report highlights challenges for young Australians starting their careers  If you’re finding it hard to get started in your chosen career—or your kids are doing it tough—you’re not alone. Many other young Australians are in the same boat, with a high proportion of young people working in part-time hospitality and retail jobs, even when they have uni degrees. The latest AMP.NATSEM report[1] shows that …

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