When it’s time to listen to the herd

10 November 2017 When it’s time to listen to the herd Are we in bubble territory? Will there be a correction? You could spend every day looking at valuations and broker notes to form a view on whether the equities bull market is about to run out of steam, but it’s possible the best clues to whether we’re in bubble territory could be gleaned from your taxi driver, at your friend’s BBQ or at the …

Aussie equities still remain a good long-term bet

11 August 2017 Aussie equities still remain a good long-term bet Australian equities have been getting bad press with some investors warning they are significantly overvalued. The narrative goes that we’re in the midst of a housing bubble that will blow up and take the share market down with it. Like every story there are elements of truth to this, but if you silence the noise and take a long-term view – as most investors …

After the dust settles, a fresh start…

  After the dust settles, a fresh start… Taking stock of how your life’s travelling at the start of a new year is probably an exercise you’re likely to pursue with greater urgency if you’ve recently come to the end of a serious, long term relationship or gone through a divorce. What’s next, you want to know. How do you rebuild your life, is your financial outlook positive, what happens if you find a new …

Paying your bills in retirement

  Paying your bills in retirement Retirees and those nearing retirement have learned the hard way the importance of holding a portion of their nest egg in low-risk fixed income investments. During the financial crisis cash and bonds not only outperformed shares and property, they helped investors protect their capital and pay the bills.1 Now that interest rates on most term deposits are below four percent 2 and the official cash rate is at record …