Tag: Finance

Easing the strain for the sandwich generation

  Easing the strain for the sandwich generation By Paul Clitheroe AM The 2015 Intergenerational Report (IGR) confirmed that the majority of us can expect to live longer than people in previous eras, but it’s the so-called ‘sandwich generation’ who may feel the squeeze financially. The sandwich generation are those baby-boomers, usually aged in their fifties and sixties, who are caught between caring for elderly parents and supporting adult children who may be studying or …

Blog / E - Paul Clitheroe / FP - Aged Care   / / / / / / / / / / / / /

Be clear on investment goals

Be clear on investment goals by Jeff Rogers Retirees concerned about cuts to the official cash rate need to clearly identify their investment goals to help clarify whether capital stability or income sustainability is of greater importance. In this article, we discuss how a well-managed portfolio of select corporate bonds, equities, property and infrastructure can deliver attractive and predictable income streams that can be expected to rise over time. Sustainable income in a low-rate environment …

Blog / FP - Investment / FP - Retirement   / / / / / / / / / / / /

How can I make my dream home a reality?

  How can I make my dream home a reality? Only you can choose the best home for you. But finding a smart way to buy it will probably take some help. Just like engaging an architect to draw a blueprint of your dream home, you may like to consider speaking to a financial expert to help plan the best way to finance your new home. How expert advice can really help There are plenty …

Blog / FP - Community and Lifestyle / FP - Credit & Finance / FP - Property & Real Estate   / / / / / / / / / / / / / /

Save for something big

Save for something big. Using goals to achieve your dreams Many people don’t find budgeting and saving easy, nor is it on top of their priority list. Most of us are programmed to look for short cuts, or believe that with a bit of luck – and rising house prices – ‘we’ll be right’. But in reality, saving for the lifestyle we want does require a degree of discipline and an active interest in looking …

Blog / FP - Budgeting / FP - Community and Lifestyle / FP - Managing Money / FP - Money Management / FP - Saving   / / / / / / / / / / /

How can property make me better off?

  How can property make me better off? If you’ve built up some equity over the years, it may be time to look at the options your property may give you. Here are four possibilities that could help you: You could buy an investment sooner. Borrowing against the value of your home—which is one way you can access your equity—may enable you to buy an investment sooner than if you had to save the money. …

Blog / FP - Financial Planning / FP - Investment / FP - Property & Real Estate   / / / / / / / / / / / / / / /

Doing it with date-onomics

  Doing it with date-onomics Just as you wouldn’t invest money blindly, dabbling in the online dating market also calls for clear-sighted strategies to avoid risky prospects. While listening to your heart rather than your head may feel harmless enough behind a computer screen, critical thinkers are thought to be more likely to avoid poor romantic “investments”. Help with online dating Online dating is not just for young digital natives, it has been taken up …

Blog / FP - Community and Lifestyle / FP - Investment / FP - Managing Money   / / / / / / / / / / / / / /

Ways to grow your Super, Value of Advice and More

Ways to grow your Super, Value of Advice and More 1. Five ways to grow your super Are you looking for ways to boost your super account balance? Watch our video (3.01) and hear how Greg Elias, an AMP Client Adviser, explain five ways his client could grow their super to save for a comfortable retirement. He discusses five ways to grow super: 1. Bring together all your super accounts 2. Choose your super fund …

Blog / FP - Investment / FP - Managing Money / FP - Pre - Retirement Planning / FP - Saving / FP - Super - Accumulation / FP - Wealth   / / / / / / / / / / / / / / / / / / / /

Tips for success in a competitive job market

Tips for success in a competitive job market The AMP.NATSEM report highlights challenges for young Australians starting their careers. If you’re finding it hard to get started in your chosen career—or your kids are doing it tough—you’re not alone. Many other young Australians are in the same boat, with a high proportion of young people working in part-time hospitality and retail jobs, even when they have uni degrees. The latest AMP.NATSEM reporti shows that demographic, …

Blog / E - NATSEM / FP - Community and Lifestyle   / / / / / / / / / / / / / / / /

Women are building financial intelligence

Women are building financial intelligence International Women’s Day on 8 March encourages us to aim for parity for women. On average, Australian women are paid 17.1% less than meni. They also tend to spend more time away from paid work to have children and care for loved ones which impacts their income, savings and superannuation. The good news is things are improving. Women are building financial intelligence. Women are closing the gap Women have come a …

Blog / FP - Budgeting / FP - Community and Lifestyle / FP - Investment / FP - Super - Accumulation   / / / / / / / / / / / /

A bump in the road, then a new start

A bump in the road, then a new start Taking stock of how your life’s travelling at the start of a new year is a great idea but you might feel more urgency if you’ve recently come to the end of a serious, long term relationship or gone through a divorce. What’s next, you want to know. How do you rebuild your life, is your financial outlook positive, what happens if you find a new …

Blog / E - Paul Clitheroe / FP - Budgeting / FP - Estate Planning / FP - Managing Money / FP - Saving / FP - Super - Accumulation   / / / / / / / / / / / / / /