Help achieve your investment goals with dynamic asset allocation

  Help achieve your investment goals with dynamic asset allocation It goes without saying that the investment landscape has changed dramatically in recent years. Deleveraging has become an ongoing theme; central banks have played a significant role in guiding the economy and extreme swings in investor sentiment have all contributed to market volatility. All this will likely continue to impact the reliability of future investment returns. Investment cycles prevail The fundamental principle underpinning a dynamic …

Beyond children: safeguarding the future

  Beyond children: safeguarding the future With your house paid off, the children grown up and your retirement savings on target, you could be lulled into a false sense of security that you no longer need personal insurance. If you or your partner were to die, then little may change in your financial situation. But what would happen if one of your adult children had an accident and needed care for the rest of their …

4 Wise Quotes About Investing Money Explained

4 Wise Quotes About Investing Money Explained Investing money in the financial market is similar to surfing in an ocean. Hidden beneath the seemingly innocent ocean waters are sharks that can rip you apart in case you come near their territory. In the investment market, you are the surfer while the sharks are bad investments that can gobble up your precious savings within a matter of seconds. But you can save yourself from bad investments …

Living longer, working longer and super balances larger

Living longer, working longer and super balances larger  Australians with the best life expectancy in history will have to work longer in order to be able to fund their retirement. But new research has found only half of all working Australians will be healthy enough to work in to their golden years. The latest AMP.NATSEM report, Going the distance: Working longer, living healthier, has found the majority of Australians have less than a 50 per …

5 Tips to Straighten Out Your Finances

5 Tips to Straighten Out Your Finances Are your finances a mess? Do you need a way to get out of the mess you have created for yourself? Well, we will give you not one, but six ways that will help you straighten out your finances. Memorize the following five ways by heart: 1.     How Much Do You Owe The Bank? Figure out the debt on all your credit cards, but try not to scream …

Investing in a holiday home

Investing in a holiday home       Is it really your great Aussie dream? Read more. It happens every year. You’re strolling down the high street of your local beachside town enjoying a long hot summer with the family when a holiday home in the real estate agents’ window catches your eye. And you start thinking: “If we had our own place, we could go there all year ‘round and instead of contributing to someone else’s …

4 Bogus Myths about Money Revealed!

4 Bogus Myths about Money Revealed! Myth 1: You Should Invest in Gold to Build your Wealth. Some financial experts tout the benefits of gold in building your wealth. The reality, however, is that investing in gold is not the best financial avenue to grow your wealth. Gold’s ability lies in its store of value. It acts as a great financial instrument to protect your long-terms savings against the dual effects of inflation and loss …